A person who may or may not be out in the audience owes me a substantial sum of money, and has been paying it on time for some time. I cannot tell you how much I dislike being inconvenienced by, oh, going to the bank, for example. Years ago I asked the debtor to deposit the check into my account. I knew it was possible.
My bank happened to me when I bought the house, thirty odd years ago, and has followed me around ever since. This bank has no drive up windows at their banks in Ohio. Most branches are located in supermarkets I don't shop at. In Hudson I can walk up twenty stairs for the back entrance, or park at a head-in angle at the front.
For thirty odd years I have arranged to have few direct transactions with the bank. Now that I move too slowly for most of the world, and use a cane to boot, I prefer to have no direct transactions with the bank.
The debtor stopped direct deposit. I didn't buy the excuse, but no matter, no more deposits. Check would arrive by mail. In the beginning it didn't, but that seems straightened out now, and today I had a check in hand to deposit.
I do all my banking on line. Or thought I did. If I owe you money and you have a mailing address, I pay the bill. If you skip that step, and directly debit, I pay the bill automatically. Deposits never crossed my mind, until today.
I called my bank. No, you cannot deposit a check via your pc. You need to download the app to your phone. Step by step I replicated the instructions given on my pc to my phone. All you young people have heard me rage over the years, This Is Not Intuitive!
App downloaded, I opened my account. Then everything that is so easy on my keyboard and with my mouse, just went to shit, as usual. No matter how often I tapped buttons, nothing happened. I called the bank, for walk through instructions.
Still, nothing happened. And the wonderful bank lady, who knows me, did not yell back. And then it began to click. I felt the button pulse under my finger and then move on, as it should. Will you believe, that phone knew what to do.
"Be sure to sign the back of your check first!"
"Find a darker background!"
"Hold the camera over your check!"
And so forth and so on and then boom, my screen exploded in balloons and ribbons and announced First Time! You deposited a check for the first time! Congratulations!
I was as excited as the phone. The bank lady gave me a couple of tips, like don't write VOID on it yet; put a check mark somewhere to indicate you deposited it. Oh, yes, call us any time.
You know I love pictures, but depositing a check with a phone app really is boring, after the first time, so here are recents. It poured all day yesterday. I love the way the mandevillas wrap and wrap around the poles.
The golf course grows more raggedy, and I have not seen the heron in weeks. Scuttlebutt says the Conservancy is closing in on the amount of money the owner wants. Good for the owner; don't give away Mr. Yesberger's trees!
I am still weaving, but oh, so slowly. The first is all the same colors arranged as stripes, and still on the loom. The second is all the same colors, randomly. Each piece will be the front or back of the same shirt. I'll probably hold them up for approval, after they are fulled.